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We guarantee results or you pay us nothing. If you have suffered the anguish of having your automobile repossessed, you may think it couldn't get worse. But sometimes it does because a deficiency judgment could be filed against you. Settle debts for pennies on the dollar. No matter what stage you are in (overdue accounts, lawsuits pending, judgments entered, liens files), we can help. We guarantee results or you pay us nothing. Just having objective third party intervention can set the tone for amiable resolution. Many times debtors and creditors cannot get past their emotions to even think about settling a matter. We offer you a viable alternative to bankruptcy and expensive consolidation loans. Don't consolidate your debt, negotiate your debt. If creditors have your number, you should have ours. (888) 475-2610 We work directly with your creditors to negotiate reductions in your total unsecured debt balance. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. 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